Pricing options & fees

Set prices in a fiat or cryptocurrency and let users pay in any coin/token

When setting up web3 payments in the StreamPayments dashboard, Merchants can choose a default currency, fix the price in a different currency (typically a fiat or stablecoin for risk-free payments), and let users pay with their currency of choice with token swaps at checkout.

The StreamPayments options with an example:

• Currency: this is the currency the merchant receives, in this case, USDC, STRM, SOL, EURC, or EUROe.

• Allow token swaps: the merchant enables this option to allow the user to pay in any supported currency (more flexibility for the consumer) A currency swap happens at the checkout so that the merchant will always receive their default currency

• Fix price in a different currency: the merchant can choose to set the price in a different currency. In this example, it’s a Europe-based merchant so the item is priced at €10, which is converted in real-time to 10.612 USDC at the checkout. The price conversion refreshes every 2 minutes.

Fees

The following fees apply for the various payments options:

Payment	StreamPayments	StreamX
Standard payment	1%	0%
Price-converted payment	1.5%	0.5%
Token-swapped payment	2%	1%

Definitions

Standard payment: set the price and receive payment in the same currency

Price-converted payment: fix the price in a fiat/cryptocurrency and receive payment in another currency

Token-swapped payment: let consumers choose to pay in any supported currency at checkout. Always receive payments in your chosen currency via swaps. This fee only applies if the consumer actually uses StreamSwap.