Whitepaper
  • Welcome
  • Introduction
    • Welcome
      • Executive Summary
      • Architecture
        • Technology
        • Main Features
      • Ecosystem
      • Roadmap
      • Disclaimer
    • What is Stream Protocol?
      • What is StreamPay?
        • Architecture
        • Key competencies
  • Pitch Deck
    • Market Overview
      • The Solution
        • Abstraction Account
      • Market Need
      • Market Size
      • Business Model
      • Market Adoption
      • Competitive Analysis
      • Competitive Advantage
  • About Us
    • Company
      • DAO
      • Team
      • Business
        • Values
          • Regulation
      • Vision and Mission
        • Technical Breakdown
  • Products
    • StreamPay™
      • Infastructure
      • Web3 Payment Platform
        • Fees
      • StreamPOS
        • Overview
          • Technology
        • Solutions
          • Cashier-less payment platform
            • How Does it Work?
              • Biometric authenticators
                • Payment
                  • Features
                  • Cashier Machines
                    • Fees
                • Security
                • Summary
          • Integration Guideline
      • Stream Payment Gateway
      • Online Payment Widget
        • Web Plugins
      • eCommerce Platform
        • Checkout Payments
      • Wallet
    • StreamSwap
      • StreamSwap UX
        • StreamSwap UI
      • Widget
      • Earn
      • Feed
    • NFT marketplace
    • Stream Tokens
      • SPL Tokens
      • ERC-20 Tokens
        • ERC-20 Token List
      • Transaction Fees
  • Investment
    • Token Sale Dashboard
      • Introducing
      • Sign up / Sign in
      • User Dashboard
        • Wallet
        • KYC/AML
        • Transactions
  • Tokenomics
    • Overview
      • Stream Token (STRM) Structure
        • Token Sales
          • Distribution
  • FAQ
    • Technology
      • What is Stream Protocol EVM?
    • Platform
      • Fees
  • Security
    • Safety, trust and transparency
  • Documentation
    • StreamPOS: Retail Payment System
  • Developers
    • API
    • GitHub
  • Links
    • Websites
    • Twitter
    • Discord
    • Telegram
    • Medium
  • Media
    • Brand guide
      • Stream Protocol
        • Stream Protocol full logo horizontal
        • Stream Protocol full logo vertical
        • Stream Protocol full logo
        • Stream Protocol icon
        • Stream Protocol logo typo
      • StreamPay™
        • StreamPay full logo horizontal
        • StreamPay full logo vertical
        • StreamPay icon
        • StreamPay logo typo
      • StreamDevices
        • StreamDevices full logo horizontal
        • StreamDevices full logo vertical
        • StreamDevices icon
        • StreamDevices logo typo
      • StreamPOS
        • StreamPOS full logo vertical
        • StreamPOS full logo horizontal
        • StreamPOS icon
        • StreamPOS logo typo
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Welcome

Version 1.0

The banking landscape in StreamPay has been revolutionized by the introduction of digital banks, which have been steadily eating away at traditional banks’ revenues by focusing on blockchain technology, innovation, and customer experience. The recent developments in AI, Web 3.0, DLT, and blockchain technologies have opened the door to similar disruption from fintech, governments, and bigger technology players.

There is also another huge opportunity for banks to collaborate with corporates that want to offer payment services under Blockchain-As-A-Service (BaaS), a new model which enables non-banks to build banking offerings on top of an established bank’s regulated infrastructure.

To avoid being left behind, banks must collaborate with these fintech, technology, and service providers to take advantage of new payment rails and develop innovative web3 payments, AI, and financial technologies, blockchain-based e-commerce, and marketplaces, decentralized applications "dApps", and the financial services that provide added more value to the customer.

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Last updated 2 years ago